BANKLAR TOMONIDAN MUAMMOLI KREDITLAR BILAN ISHLASH SAMARADORLIGINI OSHIRISH YO‘LLARI
Keywords:
Tijorat banklari, bank tizimi, moliya xizmatlari, transformatsiya, chakana xizmat.Abstract
Xorijlik va mahalliy iqtisodchi olimlar tomonidan Ishlamaydigan kreditlar (muammoli kreditlar) - asosiy qarz va foizlarni to‘lash muddati 90 kun va undan ortiq muddatga kechiktirilgan, kapitallashtirilgan, qayta moliyalashtirilgan yoki o‘tkazilgan foizli to‘lovlar bo‘lgan kreditlar. Bundan tashqari, ushbu tasniflash muddati 90 kundan kam bo'lgan, ammo qarzdor bankrotlik to'g'risida ariza bergan bo'lsa, ularni ishlamaydigan deb tasniflash uchun asoslar mavjud bo'lgan kreditlarni ham o'z ichiga olishi kerak.
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