TIJORAT BANKLARIDA KREDIT PORTFELINI BOSHQARISHNING XORIJ TAJRIBASI
Abstract
Tijorat banklarining asosiy faoliyat yo‘nalishlaridan biri mijozlarga kreditlar ajratish bo‘lib, bu banklarning daromad manbalaridan biri hisoblanadi. Kredit portfeli bankning moliyaviy barqarorligi va risk darajasini bevosita belgilaydi. Shu sababli, kredit portfelini samarali boshqarish bank faoliyatining asosiy ustuvorliklaridan biridir. So‘nggi yillarda global miqyosda moliya bozorlarining o‘zgaruvchanligi va iqtisodiy sharoitlarning murakkablashuvi banklar kredit riskini aniqlash va boshqarishda yangi usullarni joriy etishni talab qilmoqda.
References
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