TIJORAT BANKLARIDA KREDITLASH AMALIYOTLARINI TASHKILLASHTIRISH VA TAKOMILLASHTIRISH BO‘YICHA XORIJIY TAJRIBA
Keywords:
kreditlash, kredit riskini boshqarish, fintech, raqamli kreditlash, moliyaviy inklyuzivlik.Abstract
Ushbu maqolada tez sur’atlarda rivojlanayotgan global moliya bozorlarida tijorat banklarining kreditlash amaliyotlarini takomillashtirish bo‘yicha xorijiy tajribalar tahlil qilinadi. AQSh, Germaniya, Yaponiya va Janubiy Koreya kabi rivojlangan mamlakatlarning kreditlash jarayonlari, texnologik innovatsiyalari, risklarni boshqarish strategiyalari hamda mijozga yo‘naltirilgan kreditlash modellari o‘rganiladi
References
Sobirov B. BANK KREDITLARI ASOSIDA INNOVATSION LOYIHALARNI MOLIYALASHTIRISHNING SAMARALI MEXANIZMLARI //Академические исследования в современной науке. – 2025. – Т. 4. – №. 20. – С. 100-108.
Knight M. A. The Organization and Operation of the Credit Department //Bankers' Magazine (1896-1943). – 1923. – Т. 107. – №. 3. – С. 348.
Kathuku J. K. Commercial Banks Lending Strategies and Growth of Micro and Small Enterprises in Kenya : дис. – COHRED, JKUAT, 2017.
Fair Isaac Corporation (FICO) rasmiy sayti va Federal Reserve Bank Reports (https://www.fico.com/en/products/fico-score)
KPMG Report on Fintech Innovations in Banking (2022)
(https://home.kpmg/xx/en/home/insights/2022/01/fintech-in-banking.html).
