" O‘ZBEKISTONDA ONLAYN MOLIYAVIY XIZMATLARNI RIVOJLANTIRISH ISTIQBOLLARI".
Abstract
Ushbu maqolada O‘zbekistonda onlayn moliyaviy xizmatlarning rivojlanish jarayoni, ularning hozirgi holati, mavjud muammolar va istiqbollari tahlil qilinadi. Zamonaviy raqamli texnologiyalarning jadal rivojlanishi bilan moliyaviy xizmatlar ham onlayn formatga o‘tmoqda. O‘zbekiston bank-moliya sektori raqamlashtirish jarayoniga katta e’tibor qaratib, aholi va biznes subyektlari uchun qulay va tezkor xizmatlarni joriy etmoqda. Maqolada elektron to‘lov tizimlari, mobil bank xizmatlari, raqamli kreditlash va investitsiya platformalarining roli hamda ularni rivojlantirish yo‘nalishlari yoritiladi. Bundan tashqari, onlayn moliyaviy xizmatlarni kengaytirishdagi asosiy muammolar, jumladan, kiberxavfsizlik, qonunchilik masalalari va raqamli savodxonlik darajasi kabi omillar ham ko‘rib chiqiladi. Tadqiqot natijasida O‘zbekistonda onlayn moliyaviy xizmatlarning samarali rivojlanishi uchun zarur bo‘lgan taklif va tavsiyalar beriladi.
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