TIJORAT BANKLARI FOYDASI VA RENTABILLIK KURSATKICHLARIGA TASIR ETUVCHI OMILLAR TAXLILINI TAKOMILLASHTIRISH
Abstract
Tijorat banklari iqtisodiyotning muhim bo‘g‘ini sifatida, mamlakatning moliyaviy tizimida faol ishtirok etib, kreditlash, depozitlar qabul qilish, pul oqimlarini boshqarish va boshqa ko‘plab xizmatlarni taqdim etadi. Banklarning foydasi va rentabillik ko‘rsatkichlari esa nafaqat bankning moliyaviy barqarorligini, balki butun iqtisodiyotning salohiyatini ham belgilaydi. Shu sababli, tijorat banklarining foydasi va rentabilligi ko‘rsatkichlarini shakllantiruvchi omillarni tahlil qilish nafaqat banklar, balki davlat siyosati va moliyaviy barqarorlikni ta’minlash uchun ham juda muhimdir.
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