PRIORITY ASPECTS OF DIGITAL TRANSFORMATION OF BANKS AND DIGITIZATION OF BANKING SERVICES
Ключевые слова:
Information Technologies, Digital Transformation, Bank Technologies, Risk Management, Biometric technologies.Аннотация
Today, the process of transforming the banking system has become one of the most relevant aspects in the banking system. Therefore, during the study, extensive scientific research was conducted within the scope of the topic. In particular, other research works on the topic, the views of domestic and foreign scientists, scientific articles, and priority aspects of digital transformation of banks were widely applied.
Библиографические ссылки
Axmedova, D. (2023). Banklarda chakana kreditlash amaliyotini raqamli transformatsiya qilishning huquqiy asoslari. https://doi.org/10.60078/2992-877x-2023-vol1-iss7-pp32-42
Bekmurodov, A. (2024). Tijorat banklari faoliyatida xalqaro transformatsiyalashuv jarayonlarining iqtisodiy va texnologik muhitidagi strategik tendensiyalari. Iqtisodiy Taraqqiyot va Tahlil, 2(9), 51–56. https://doi.org/10.60078/2992-877x-2024-vol2-iss9-pp51-56
Kuchkarov, T., Mamadiyarov, Z., Khakimov, Z., Sabirova, O., Matmurodov, K., Raimboyeva, M., & Umarova, S. (2025). Energy-Related Uncertainty and Crypto-Currency Environmental Attention: Time-Varying Perspective. International Journal of Energy Economics and Policy, 15(5), 614.
Kurbanova, D. (2024). Tijorat banklar tizimini raqamli texnologiyalar asosida rivojlantirish yo‘llari. https://doi.org/10.60078/2024-vol3-issm-pp132-134
Litamahuputty, J. V., Amiruddin, E. G., Rahim, R., Rahman, A., & Mamadiyarov, Z. (2025). Cryptocurrency Risk Management through Decision Engineering: Evaluating XRPUSD and ADAUSD Portfolio Performance. Journal of Applied Science, Engineering, Technology, and Education, 7(1), 69-81.
Mamadiyarov, Z., Eshov, M., Otakhonova, D., Utegenova, S., Sabirov, K., Marks, A., & Bahodirov, N. (2025). Does Energy Policy Risk Threaten Energy Sources Diversification?. International Journal of Energy Economics and Policy, 15(5), 730–740. https://doi.org/10.32479/ijeep.21140
Мамадіяров, З., Хакімов, Х., & Аскаров, С. (2024). Development of retail banking services in the context of digital transformation. Financial and credit activity problems of theory and practice, 1(54), 51-67.
Mirpulatova, L. (2024). Raqamli transformatsiya va bank samaradorligini oshiruvchi raqamli texnologiyalarlar tahlili. Iqtisodiy Taraqqiyot va Tahlil, 2(9), 130–138. https://doi.org/10.60078/2992-877x-2024-vol2-iss9-pp130-138
Ravikumar, R. N., Aarthi, S., & Mamadiyarov, Z. (2026). Mitigating Risks Through AI-Powered Fraud Detection Systems in Digital Banking. In Innovating Cost-Efficient and Scalable Business Models in the Digital Era (pp. 343-376). IGI Global Scientific Publishing.
Raxmatov, T. (2023). Bank tizimi samaradorligini oshirishda chakana bank xizmatlarining o‘rni. Yashil Iqtisodiyot va Taraqqiyot, 1(10). https://doi.org/10.55439/ged/vol1_iss10/a151
Rony, Z. T., Jefri, R., Rusmardiana, A., Pramono, S. A., & Mamadiyarov, Z. (2025). Downside Risk Measurement of Indonesian Financial and Energy Securities: A Value at Risk Perspective. Journal of Applied Science, Engineering, Technology, and Education, 7(2), 222-230.
Singagerda, F. S., Pratama, M. R., Alfairus, M. Q., Iskandar, A., & Mamadiyarov, Z. (2025). A Decision-Centric Approach to Risk Management in Aviation Stock Investments Using Value at Risk and Portfolio Optimization. Journal of Applied Science, Engineering, Technology, and Education, 7(1), 114-125.
Sofyanty, D., Romadhoni, R., Handriadi, H., Makhsudovna, I. S., Anwar, Z., & Mamadiyarov, Z. (2025). Strategic Decision Analysis for Investment Portfolios: Computational Risk Assessment in Transportation Asset Management. Journal of Applied Science, Engineering, Technology, and Education, 7(2), 337-348.
Toshtemirovich Mamadiyarov, Z. (2021, December). Risk management in the remote provision of banking services in the conditions of digital transformation of banks. In Proceedings of the 5th International Conference on Future Networks and Distributed Systems (pp. 311-317).
Toshtemirovich Mamadiyarov, Z., Adhambek ugli Sulaymanov, S., Anvar ugli Askarov, S., & Bakhtiyor kizi Uktamova, D. (2021, December). Impact of COVID-19 pandemic on accelerating the digitization and transformation of banks. In Proceedings of the 5th International Conference on Future Networks and Distributed Systems (pp. 706-712).
Yugandhar, D., Ramya, D., Prabhakaran, J., Kumar, K. S., Mamadiyarov, Z., & Eshchanov, T. (2025, August). A Scalable Hybrid Model for Detecting UPI Transaction Fraud in Real-Time. In 2025 9th International Conference on Inventive Systems and Control (ICISC) (pp. 816-821). IEEE.
