TIJORAT BANKLARIDA RISK BOSHQARUVI TIZIMINI TAKOMILLASHTIRISH
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Abstract:
Mazkur ilmiy ishda O‘zbekiston tijorat banklarida risk boshqaruvi tizimini takomillashtirish masalalari nazariy va amaliy jihatdan o‘rganilgan. So‘nggi yillarda bank sektorida kapital yetarliligi, likvidlik, aktivlar sifati hamda raqamli xizmatlar ulushining oshishi bilan birga kredit, operatsion, bozor va kiberxavfsizlik risklari hajmi ham ortib borayotgani ta’kidlanadi. Shu sababli tijorat banklarida risk-menejment tizimini xalqaro standartlar — Basel III talablari, IFRS 9 ECL modeli va uch pog‘onali himoya konsepsiyasiga muvofiq ravishda modernizatsiya qilish zarurati asoslab beriladi.
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