BANK KREDITLARI VA ULARNING IQTISODIY RIVOJLANISHGA TAʼSIRI
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Abstract:
Ushbu maqolada bank kreditlarining iqtisodiy rivojlanishga ta’siri o‘rganiladi. Bank kreditlari iqtisodiyotning asosiy tarmoqlarini moliyalashtirish, investitsiyalarni jalb qilish, ishlab chiqarish va iste’molni rag‘batlantirish orqali iqtisodiy o‘sishga turtki beradi. Biroq, kreditlashning ortiqcha ko‘payishi iqtisodiy barqarorlikni buzishi, inflyatsiyani oshirishi va qarz yuki ko‘payishiga olib kelishi mumkin. Maqolada O‘zbekiston va boshqa mamlakatlarning kreditlash tizimlariga oid statistik ma’lumotlar tahlil qilinib, kreditlashning salbiy va ijobiy ta’sirlari ko‘rsatilgan. Kreditlash siyosatining to‘g‘ri boshqarilishi iqtisodiy o‘sish va barqarorlikni ta’minlashda muhim ahamiyatga ega ekanligi ta'kidlanadi. Bank kreditlarining makroiqtisodiy ko‘rsatkichlarga ta’siri va ularni boshqarishning ahamiyati keltirilgan.
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