O‘ZBEKISTONDA IPOTEKA KREDITLASH BOZORINI RIVOJLANTIRISHNING ASOSIY YO‘NALISHLARI VA MUAMMOLARI
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Аннотация:
Mazkur maqolada O‘zbekistonda ipoteka kreditlash bozorining rivojlanish yo‘nalishlari va mavjud muammolari chuqur tahlil qilinadi. Ipoteka kreditlari aholini uy-joy bilan ta’minlash, qurilish sohasini qo‘llab-quvvatlash hamda bank tizimining aktivlar portfelini diversifikatsiya qilishda muhim ahamiyat kasb etmoqda. So‘nggi yillarda hukumat tomonidan qabul qilingan qarorlar va subsidiyalar ipoteka bozorini kengaytirgan bo‘lsa-da, yuqori foiz stavkalari, qaytarilmaslik xavfi, aholi daromadlari bilan kredit to‘lovlari o‘rtasidagi nomutanosiblik hamda xalqaro standartlarga moslashishdagi muammolar sektor barqarorligiga salbiy ta’sir ko‘rsatmoqda. Tadqiqotda oxirgi yillar statistik ma’lumotlari, qiyosiy tahlil va xalqaro tajribalar asosida O‘zbekistonda ipoteka kreditlash tizimini takomillashtirish bo‘yicha ilmiy xulosalar va amaliy tavsiyalar ishlab chiqilgan.
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