BANKLAR FAOLIYATI SAMARADORLIGINI OSHIRISHNING IQTISODIY AHAMIYATI
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Abstract:
Hozirgi kunda jahon moliya tizimida yuz berayotgan globallashuv jarayonlari, moliyaviy bozorlarning integratsiyalashuvi hamda raqamli texnologiyalarning jadal rivojlanishi bank tizimi faoliyatining samaradorligini oshirish masalasini dolzarb iqtisodiy masalalardan biriga aylantirmoqda. Banklar iqtisodiyotda moliyaviy vositachilikni amalga oshiruvchi asosiy institutlar sifatida iqtisodiy resurslarni samarali taqsimlash, investitsiya jarayonlarini moliyalashtirish hamda iqtisodiy o‘sishni rag‘batlantirishda muhim rol o‘ynaydi. Shu sababli banklar faoliyati samaradorligini oshirish nafaqat bank tizimining barqaror rivojlanishi, balki milliy iqtisodiyotning barqaror o‘sishini ta’minlashda ham muhim ahamiyat kasb etadi.
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